Are You a Home Owner Facing Financial Difficulty?

Are You a Home Owner Facing Financial Difficulty Who Needs Help Selling?

The term "short sale" is one that may forever be part of our national vocabulary.  Whether that is good or bad depends BUT, if it can help you avoid a foreclosure then it is a GOOD word to know and use.  Easier said than done:  many sellers expect the worst (this can easily become a "self-fulfilling prophecy”!), are overwhelmed with the amount of good and bad information so readily available and either do not know what to do or they make less than well-thought out decisions.

More sellers than usual are facing financial challenges that may cause them to eventually lose their home.  That is one of the sadder things that can happen to a human being or a family especially if it was avoidable.  It is also true that, unless you take proper and timely action, the end result is predictable.  The result of a “short sale” can be much better for you in the long run than a foreclosure but you have to take action.

I focus my efforts on helping sellers sell homes that other agents did not sell.  I am a full-time agent and Associate Broker and have been helping sellers and buyers since 1996.  Each and every day I get a list of properties whose listing contracts have either expired or been withdrawn from the market and a number of these properties are candidates for a "short sale"!  There is a real person or family with unmet dreams behind each and every one of the addresses on this list.  It is frustrating enough for them to realize that their goal of selling their house did not happen.  However, if there is a financial difficulty that may result in losing their home, that is even worse.  This is especially true because the “clock has already begun ticking” and valuable time may have been lost in avoiding foreclosure.  I can help you.

Hiring an agent to help you sell your house is an important task and much more than just putting a check mark on a "To Do" list.  It is infinitely more important if there is a financial hardship involved.  I have helped people avoid foreclosure through a "short sale" and I have helped people who thought a sale would never happen sell their homes without a “short sale”.  I would be happy to discuss your specific situation and show you how my marketing strategy and experience can help you sell your house.

Whatever the reason for the hardship, regardless of whether you owe more than the "fair market value" of your house ("underwater" is not a new word but it has quite a different meaning these days) or you simply want or need to sell your home, please take the time to fully analyze your circumstances and understand your options.  This is a time to look forward:  there will be plenty of time to think about the past later if you wish but time is valuable NOW.

In addition to my marketing and counseling services, I am working with an experienced Attorney who will help you negotiate with your lender if a "short sale" is needed.  The lender will pay his fee and mine so there is nothing to lose.  Of course, I can also help you sell your house if you are able to personally satisfy any debt on the property.

All consultations are free and completely confidential.